Perbedaan Utama Antara Property All Risk
and Fire Standard (PSKI)
Property All Risk
|
Fire Standard (PSKI)
|
|
1
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Coverage: Un-name peril
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Coverage: Name Peril
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2
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Basis of settlement: Reinstatement
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Basis of Settlement: Indemnity
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3
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Lightning: with and/or without ignites
fire
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Lightning: only cover if ignites fire
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4
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Sum Insured: shall not be reduced by any
indemnity payment of the loss
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Sum Insured: reduced by any indemnity
payment of the loss
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5
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Claim notification: immediately
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Claim notification: 7 days
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6
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Smoke: all smoke subject to exclusion in
policy
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Smoke: only smoke emanating from property
which covered by this policy
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7
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Short circuit: excluded in respect of
machine apparatus
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Short circuit: excluded only a part which
is originated
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8
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Dispute: uncontrolled (free to choice
arbitration or court)
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Dispute: amount – arbitration, liability
- court
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as Resumed by Arief Admadi - one of My Lecture
